Many people that rent a house are interested in buying their own home but think that they cannot get approved for a mortgage because of a bad credit score. This guide will teach you the minimum credit score requirements to get a home loan. You’ll … Continue reading →
Some people live paycheck to paycheck and have such a tight monthly budget that there’s nothing leftover to save. Even when you can’t afford to contribute to your savings account, you can utilize cash back credit and debit cards to save anyways. The idea behind … Continue reading →
When you’re determined to start saving money for an emergency fund, a future dream vacation or especially for retirement, you may not know how much to save. How much to save each month is actually crucial with retirement planning in particular. If you’re not saving … Continue reading →
Food is expensive, and high quality or healthy food can cost even more. Many people don’t realize how much money they’re spending on their food budget each month, but this can easily be a major area where wasteful spending is occurring. Big savings can potentially … Continue reading →
When your income is limited and you want to save money, frugality is one of the easiest ways to accomplish that goal without having to earn more money. After all, the less money you spend each month on your basic living expenses and necessities, the … Continue reading →
When something is handed to you in life, you usually take it for granted and this argument especially holds true for money. Being poor can really suck. Money certainly won’t buy you happiness, but a lack of money will definitely make your life much less … Continue reading →
Budgeting money is a fact of life. Even if you don’t have a set, written budget, you still likely have a bill paying pattern and a mental budget to get a rough idea of how much extra money you have each month. This fairly straightforward … Continue reading →
There are many mistakes you can quickly recover from in life, but messing up your credit score is unfortunately not one of them. The good news is that you can improve even a poor credit score into the 700s or higher – it simply takes … Continue reading →
