When you’re in the process of buying a house, it’s very common to wonder whether a 15 or 30 year mortgage will work best for you. There are actually pros and cons to both longer and shorter loan terms. There really isn’t a correct or … Continue reading →
If you are considering co-signing a loan for a friend or family member, or seeking help from others to get financing, there are some big concerns that should be handled first. A co-signer is taking on a big responsibility if they do it, so this … Continue reading →
When you get married, you basically merge your life and finances together. Combining finances after marriage can often be confusing and even a bit intimidating, but it can actually save you money in the long run. I’ve been married for almost 20 years. We’re not … Continue reading →
Lending money to family and even friends can often lead to problems. This mixture of close personal relationships and activities typically performed by banks is a volatile combination. Banks are usually very strict and heartless because they live by the numbers. Family is supposed to … Continue reading →
Trying to get out of debt can be stressful and even overwhelming. There’s an easy strategy you can use to pay off your arrears fast and efficiently. It’s called a debt snowball. Debt snowballs are actually one of the most popular ways to pay off … Continue reading →
It’s possible to be too frugal when it comes to your personal health. When you do a poor job at maintaining healthy teeth and try to save money by avoiding the dentist, you can actually end up with incredibly expensive dental bills as a result. … Continue reading →
When you’re on a tight budget and a purchase goes wrong, it can be a bad feeling since you may not be able to afford to buy the product again. Luckily, there is one option you can use to dispute the purchase on your credit … Continue reading →
When you don’t have a lot of money, it can sometimes be tough to be friends with people that are rich. You often find yourself envious of the things that they have and their financial freedom. However, there are also a lot of ways you … Continue reading →
Thirty-year mortgage loans are common, but many people will try to pay extra each month to pay off their house early. The ultimate question is whether it is a good idea to try to pay off your mortgage faster or would you benefit more using … Continue reading →
A lot of girls grow up dreaming about a big, fancy wedding. However, money is not usually thought about as part of those dreams. The average cost of a wedding that isn’t even all that extravagant can cost $20,000 – $30,000. It’s quite possible to … Continue reading →
